Wells Fargo Advisors

Wendy Edwards, CFP®, CLU®, CDFA™
First Vice President-Investments

Gail Carrion
Financial Advisor

 

We help individuals and business owners

GROW, PRESERVE, DISTRIBUTE and TRANSFER their wealth.

 

OUR MISSION:  to carefully position and assemble each piece of our clients' financial puzzle to create a clear and concise wealth management plan.  

 

 

  • Comprehensive Wealth Management
  • Retirement Planning
  • Risk Management
  • Financial Matters of Divorce 
  • Financial Matters Related to Estates 

 

 


 

Our services are primarily retained by current and retired business owners, executives and sales professionals. Our experience is in wealth management with an emphasis on financial matters of divorce. Many of our clients' consider us their financial quarterback, guiding them directly and indirectly towards the appropriate resources for investments, insurance, lending, banking, accounting and legal matters.*

Our practice holds multiple licenses, designations  and certifications including the CERTIFIED FINANCIAL PLANNER™, the Chartered Life Underwriter® (CLU®) and Certified Divorce Financial Analyst™ (CDFA™) designations. 

We take pride in offering a compassionate and understandable approach for the affluent investor.  Through our 55 years of combined experience, we have learned the importance of listening to our clients and asking in-depth questions to understand our clients' unique needs and goals.  We will take the same approach with you and your family and/or business.  

You may expect the following from us:

  • Creation and implementation of an investment plan to act as the foundation and road map to help you reach your desired goals.
  • Regular communication through review meetings, mail, e-mail and phone conversations.
  • Wealth Management advice and counsel that is offered with your best interests uppermost in our minds.
  • During business hours, we strive to have you speak with a live person when you call, with your call returned by the end of the same business day.
  • If you choose, we will coordinate your financial affairs with your other advisors including your attorney and accountant.
  • We will maintain a select practice to allow us to provide the best service possible.
  • A relationship with you that is about more than managing your financial affairs.

Our Commitment:

We recognize your goals and dreams are unique to you.  We pledge to comprehensively understand your financial objectives, identify and implement a prudent course of action and monitor your progress with sound advice.  Excellent client service with prompt attention to your needs and requests are a service standard.

 

*Insurance, lending and banking services are offered through affiliates. Wells Fargo Advisors, LLC is not a tax or legal advisor.
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Newsletters

Understanding the Appeal of Mutual Funds for High-Income Households

Mutual fund ownership increases directly with household income. In fact, 81% of households with incomes of $200,000 or more own mutual funds. What is it about mutual funds that attracts affluent investors?

Never Retire? Don't Count on It

In a recent survey, just 40% of wealthy individuals indicated they are totally confident they will have enough money for retirement. The other 60% said they will shun traditional retirement and work as long as possible. However, it could be dangerous to believe that a retirement income shortfall can be overcome by working past the traditional retirement age.

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

Finding a Good Time to Invest

When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

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